Free · Private · Open Source

Financial Education
That Actually Works

9 interactive chapters that teach you how money works — using YOUR real numbers. No tracking. No ads. No cost. Ever.

Zero data collection
Everything stays on your device
Free & open source (AGPL-3.0)
No ads. No paywalls. No premium tier.

Real App. Real Numbers.
Your Financial Future.


Welcome
Welcome
Onboarding
Personal Onboarding
Financial House
Your Financial House
Working Against You
See What's Working Against You
Debt Calculator
Debt Freedom Calculator
Mortgage
Mortgage & Home Ownership
Sandbox
Financial Sandbox
Projections
Growth Projections
Retirement
Retirement Projector
FIN Calculator
FIN Calculator
Scenarios
Scenario Modeling
Build Your House
Build Your Financial House

← Scroll to explore →

Your Money. Your Numbers.
Your Device.

Most financial apps want your data. We don't even want your email.


📊

Your Real Numbers

Enter your actual income, debts, and savings. Every calculator personalizes to your situation — not hypotheticals.

🔒

Truly Private

No accounts. No servers. No analytics. Your financial data never leaves your phone. That's not a feature — it's a principle.

🧮

Interactive Tools

Debt stacking calculators, compound interest playgrounds, insurance comparisons, retirement projections — all with your numbers.

🎯

WHY Before What

Every concept explains why it matters before showing you the strategy. Understanding builds trust. Trust builds action.

📱

Offline First

Works completely offline. No internet required. Your financial education doesn't depend on a connection or a subscription.

🌱

Free Forever

No premium tier. No in-app purchases. No paywall after Chapter 3. The full app, every feature, free. Always.

9 Chapters.
One Financial House.

Each chapter builds on the last. By the end, you'll understand more about money than most people learn in a lifetime.


1

Take Control

Build your financial mindset. Stop depending on outside forces and start building a plan you control.

2

Pay Yourself First

The 10% principle that changes everything. Three accounts. One habit. The foundation of wealth.

3

Pay Off Debt

Debt stacking, avalanche vs. snowball, and your personal debt freedom date — calculated with your real debts.

4

Home Ownership

Rent vs. own with actual math. Biweekly mortgage payments. Building equity instead of your landlord's wealth.

5

The Rule of 72

The most powerful force in finance — compound interest. See small amounts become life-changing money.

6

Life Insurance

What you need, what you don't, and why getting this right could save your family everything.

7

Defer Taxes

Traditional vs. Roth IRA. Tax-deferred growth. Make your money grow faster — legally.

8

Owner, Not a Loaner

Stop making banks rich with your savings. Learn the difference between owning and loaning your money.

9

Professional Management

Mutual funds, the 3 Ds, and putting everything you've learned into action with professional guidance.

Private by Design.
Not by Promise.

We didn't remove tracking. We never built it.


A Different Kind of App

Most apps ask for your data so they can sell it, target you, or lock you into their ecosystem. Finaxius™ asks for your data so it can teach you what it means — and then keeps it on your device where it belongs.

No accounts or sign-upsOpen the app and start learning. That's it.
No servers or cloud storageYour data is on your phone. Period.
No analytics or trackingWe don't know who you are or what you do in the app.
No ads. No monetization.You are not the product. You're the purpose.
Open source codeDon't trust us? Read the code yourself. AGPL-3.0 licensed.
Works offlineNo internet required. No connection, no problem.

Built by a Financial Professional.
For Everyone.


MF

Justin Chase Ford

Licensed Financial Professional · Software Developer · Marine Corps Veteran

Finaxius™ was built because financial literacy shouldn't cost money. Everyone deserves to understand how money works — not just the people who can afford to learn.

Your Financial Future Starts With Understanding

9 chapters. Your real numbers. A blueprint for your financial house. Free forever.

Privacy Policy


Data Collection

Finaxius™ does not collect, store, transmit, or share any personal information. All data entered into the app remains exclusively on your device. The app contains no analytics, no tracking, no advertising, and no telemetry of any kind.

Network Access

The app requires internet permission solely to enable opening external web links (such as scheduling a financial consultation or viewing the source code repository) through your device's default browser. No data is ever sent from the app to any server, endpoint, or third party.

Permissions

Finaxius™ requests only the INTERNET permission on Android, required by the system to open external URLs in your browser. The app does not request or require access to your camera, contacts, location, microphone, files, phone identity, or any other device capability.

Third Parties

Finaxius™ does not integrate with any third-party analytics services, advertising networks, crash reporting tools, or data brokers. There are no SDKs embedded in the app that communicate with external servers.

Open Source

The complete source code for Finaxius™ is publicly available under the AGPL-3.0 license. You are welcome and encouraged to audit the code to verify these claims. See: codeberg.org/masterford/finaxius

Contact

For questions about this privacy policy or the app, contact: finaxius@justinchaseford.com

Last updated: March 2026